Financing


Pay over time

Good furniture is an investment in how you live. We've made it easier to bring it home now and pay on your terms — through Shop Pay Installments, powered by Affirm.

Flexible Plans

Short-term
4 payments, interest-free

Split your total into four equal payments every two weeks. No interest — you pay exactly what your item costs, nothing more.

Long-term
Monthly plans up to 12 months

Spread payments over several months. Rates and terms are shown clearly at checkout before you commit — no hidden fees.

How it works

1

Add items to your cart

Shop as normal and head to checkout when you're ready.

2

Choose Shop Pay at checkout

Select Shop Pay as your payment method, then tap Pay in installments.

3

Pick your plan

See your options instantly. Checking won't affect your credit score and most approvals take seconds.

4

Your order ships normally

Once approved, your order processes and ships just like any other purchase — same speed, same care.

To qualify

18 or older

Must be at least 18 years old with a U.S. billing address.

Valid mobile number

A U.S. mobile number is required for verification.

Debit or credit card

A valid debit or credit card is needed to complete the plan.

Support

Payment or plan issues are handled by Shop Pay — reach them through the Shop app. For anything about your order — delivery, returns, or the product itself — contact us directly and we'll take care of it.