Financing

Pay over time

Good furniture is an investment in how you live. We've made it easier to bring it home now and pay on your terms — through Shop Pay Installments, powered by Affirm.

Short-term
4 payments, interest-free

Split your total into four equal payments every two weeks. No interest — you pay exactly what your item costs, nothing more.

Long-term
Monthly plans up to 12 months

Spread payments over several months. Rates and terms are shown clearly at checkout before you commit — no hidden fees.

How it works
1
Add items to your cart
Shop as normal and head to checkout when you're ready.
2
Choose Shop Pay at checkout
Select Shop Pay as your payment method, then tap Pay in installments.
3
Pick your plan
See your options instantly. Checking won't affect your credit score and most approvals take seconds.
4
Your order ships normally
Once approved, your order processes and ships just like any other purchase — same speed, same care.
To qualify
18 or older

Must be at least 18 years old with a U.S. billing address.

Valid mobile number

A U.S. mobile number is required for verification.

Debit or credit card

A valid debit or credit card is needed to complete the plan.

Questions? Payment or plan issues are handled by Shop Pay — reach them through the Shop app. For anything about your order — delivery, returns, or the product itself — contact us directly and we'll take care of it.