Financing

Pay Over Time

Good furniture is an investment in how you live. We've made it easier to bring it home now and pay for it on your terms.

At checkout, you'll see flexible payment options through Shop Pay Installments, powered by Affirm — the same financing trusted by millions of shoppers. Split your purchase into four interest-free payments every two weeks, or spread it across monthly installments for up to a year. You'll see exactly what you owe, when it's due, and whether interest applies — all before you commit. No hidden fees. No paperwork. No surprises.

Checking your options won't affect your credit score, and most decisions happen in seconds. Once you're approved, your order ships from our warehouse the same way it would on any other purchase — quickly, carefully, and with the service you'd expect.

To qualify, you'll need to be 18 or older with a U.S. billing address, a valid mobile number, and a debit or credit card. Approval depends on a few factors, but checking is always free and never hurts.

When you're ready, just add your pieces to the cart, choose Shop Pay at checkout, and select Pay in installments. Pick the plan that fits, and you're done.

Questions about a payment or your plan are handled by Shop Pay through the Shop app. Anything about your order — delivery, returns, the product itself — comes straight to us.